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Borrower Fee Reference

Title Insurance

 

Lender's Coverage

 
+ When issued WITHOUT an Owner's policy Basic Premium *
+ When issued simultaneously with an Owner's policy $100.00
+ Common endorsements to the loan policy:  
  a. T19 Restrictions/Encroachments/Minerals Endorsement
 
  (5% of Basic Premium* or $50 minimum) **
**
  b. T36 Environmental Protection Endorsement
$25.00
  c. T3 Taxes - Not yet due and payable
$5.00
  d. T30 Taxes - Amendment of Tax Exception
$20.00

Owner's Coverage

Basic Premium *
Escrow Fee $125.00
State of Texas Policy Guarantee Fee $5.00
Courier Fee $8.00 each overnight shipment
Tax Certificates ***

Government Recording and Transfer Charges

 
Recording Fees - Nueces County $15.00 First Page
  $4.00 each additional page
Recording Fees - San Patricio County $16.00 First Page
  $4.00 each additional page

* - Basic Premium Rates - See Premium Rate Chart
** - Calculate T19 - 5% of Basic Premium for Residential, 10% Non-Residential
*** - Include Tax Certificate Fee IF a Borrower Expense